The Finest Pre-Owned Vehicles

Buy Here Pay Here In Calhoun, GA

CTA inventory vehicles - Circle C Auto Sales
Donlin Hinton
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Alfonso is truly a blessing he got us in and out in no time. We will definitely be back in the future. He Treats people with the utmost respect. I will be telling everyone I know who needs a car to go see him. He will most definitely treat them right. Thank you, Alfonso and the rest of the circle c staff!
April Gresham
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Great people they stayed and helped us find the car we wanted.And we made it happen I am so great full for there staff.
Randall Burns
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I would suggest going the see the great staff there!! I enjoyed the atmosphere and the staff was excellent!! I actually had a great experience when it comes to buying a car for once!!
Rachel Hoyle
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My family has bought two cars from Circle C and we had a great experience. Bradley gave us a great deal on both vehicles and we haven't had any problems out of either. Highly recommend!
Cynthia Allgood
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Circle C Auto Sales is a great place to buy a used car at an affordable price. The staff there are really nice and friendly, especially Traci and Bradley. If you're in the market for a car in the Calhoun, GA area, look no further!
Levi Young
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The people are very nice and were really helpful with assisting me on getting my first car at a good price. Would recommend to anyone looking for a car.
Tommy blaylock
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Great friendly people my wife and i have bought a few cars from here. And they always have been helpful. Thanks to Bradley and Tracy.
terry Holland
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Hi just wanted say big thanks to Bradley he good guy he try too help us coustmers this is a good car lot friendly staff .I recommend them for your next car or truck.
Jill Glover Ready
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Alfonso is the KINDEST, Trustworthy, knowledgeable car salesman I’ve ever met. He is awesome!! Treats people with the utmost respect. I tell everyone I know who need a car to go see him. He will most definitely treat them right.

Circle C Auto Sales, your Premier Top-quality Used Car Dealership in Calhoun, GA

Welcome to Circle C Auto Sales, your premier destination for top-quality used vehicles in Calhoun, GA. Our mission is to put our customers first and provide them with outstanding service and reliable vehicles that fit their budget. We are a Buy Here Pay Here dealership, but we offer a hassle-free car buying experience for everyone, regardless of credit history.

At Circle C Auto Sales, we believe that owning your dream car should be within reach, even if you’ve had some credit challenges in the past. Our dedicated team is here to guide you through the entire car buying process and ensure your journey is enjoyable and stress-free.

We take great pride in our wide selection of dependable vehicles, all carefully inspected to meet our high standards of quality. Our inventory includes various makes and models, ensuring you’ll find the perfect car that suits your needs and preferences. Whether you’re searching for a practical sedan, a versatile SUV, or a sleek sports car, we have it all.

Not only do we offer a fantastic selection, but we also provide seamless financing options to help you get behind the wheel of your chosen vehicle quickly and confidently. Our team is well-versed in finding the best financing solutions tailored to your unique situation, so you can drive away knowing you made the right choice.

Experience the Circle C Auto Sales difference today by exploring our extensive inventory online or visiting our convenient location in Calhoun, GA. We’re here to support you every step of the way, answering your questions and helping you make an informed decision. Don’t let past credit troubles hold you back – let us help you drive off in the car of your dreams.

Contact us now or stop by Circle C Auto Sales in Calhoun, GA, and let our friendly staff assist you in finding the perfect vehicle. Your journey towards owning a reliable used car starts here.

Calhoun's #1 Used Car Dealership

Common Questions

Buy Here Pay Here (BHPH) financing is a unique form of auto financing offered directly by the dealership. With this option, you have the convenience of purchasing a car and making payments directly to us, eliminating the need for third-party lenders. At our dealership, we provide various flexible financing options tailored to your needs.

You can make payments online, over the phone, in person, and set up automatic debits.

Visit our Payment Center and pay with cash, card (credit/debit). No change available for cash payments.

Call 972-440-1010 to pay by phone Or Carpay at 1.877.922.7729.

Or CLICK HERE to Make an online payment. Create your account with your loan number (e.g., 001-7948) for a one-time setup. Contact our Payment Center for any assistance.

Absolutely! In most cases, you can take your chosen vehicle home on the same day.

Absolutely! We provide financing options to all applicants, regardless of their credit history. Our in-house financing process ensures that we consider your complete application, including the required documentation, to make a decision that suits your needs.

Yes, as part of our evaluation process, we may review your credit history by accessing your consumer credit file from one or more of the major credit bureaus. However, at Circle C Auto Sales, we prioritize your ability to pay and financial stability. We take into account factors such as your employment and residence history, rather than solely relying on a credit score, when determining a reasonable financing amount and payment and down payment terms.

By responsibly managing your Buy Here Pay Here loan and making timely payments, you have the opportunity to establish a positive payment history. Consistently meeting your financial obligations can gradually contribute to improving your credit score over time.

  1. Accessibility: Buy Here Pay Here financing provides an opportunity for individuals with less-than-perfect credit or no credit history to secure financing for a vehicle. Traditional lenders often have stricter credit requirements, making it difficult for such individuals to qualify.
  2. In-house Financing: With Buy Here Pay Here financing, the dealership acts as the lender, allowing for a simplified and convenient financing process. You can negotiate the terms directly with the dealership, making it easier to find a suitable financing option.
  3. Faster Approval: Buy Here Pay Here financing typically offers faster approval times compared to traditional lenders. Since the financing decisions are made in-house, the dealership can evaluate your application quickly and provide an immediate response.
  4. Flexible Terms: Buy Here Pay Here financing often offers more flexible terms, including down payment options, loan durations, and payment schedules. This flexibility allows you to customize the financing to fit your budget and specific needs.
  5. Credit Building Opportunity: By consistently making timely payments on your Buy Here Pay Here loan, you have the chance to improve your credit history. As the dealership reports your payment activity to the credit bureaus, responsible payment behavior can gradually enhance your credit score.

Serving Calhoun, GA since 2012

Handpicked Inventory for Your Peace of Mind

Hassle-Free Easy Financing Options

$100 for Any Referral Sold

Low Down Payment Options

We Get Almost Everyone Approved

08 1 - Circle C Auto Sales

OUR SERVICE CENTER

For all your vehicle maintenance and repair needs, entrust our esteemed service center. Our team of highly skilled technicians boasts extensive expertise, ensuring unparalleled care to keep your car in optimal condition. Count on us for top-notch service and reliable solutions to maintain your vehicle’s excellence.

SEAMLESS PURCHASE & PAYMENT EXPERIENCE

We’ve simplified the process of making your payment. You can make payments online, over the phone, in person, and set up automatic debits.

For a seamless car buying experience, please bring the following items on your next visit.

Valid Driver’s License, Picture ID, Proof of Residence (Recent electric, telephone, cable bill or bank statement preferred), Trade Title AND Registration (If trade involved), 5 Complete References, Current Auto Insurance Information, Insurance ID Cards.

payments - Circle C Auto Sales

Find the Perfect Vehicle For You. Chek out our inventory now.

cta vehicle - Circle C Auto Sales

Circle C Auto Sales

Welcome to Circle C Auto Sales . Be sure to visit our virtual showroom of inventory available for purchase. There you will see detailed information about each vehicle, a picture gallery, as well as convenient ways to contact us for more information about that vehicle. We are located at 483 Lovers Lane Rd SE and are available by phone at 706-629-3445 . You can also get driving directions and hours of service from our user friendly website.