The Finest Pre-Owned Vehicles
Buy Here Pay Here In Calhoun, GA
Circle C Auto Sales, your Premier Top-quality Used Car Dealership in Calhoun, GA
Welcome to Circle C Auto Sales, your premier destination for top-quality used vehicles in Calhoun, GA. Our mission is to put our customers first and provide them with outstanding service and reliable vehicles that fit their budget. We are a Buy Here Pay Here dealership, but we offer a hassle-free car buying experience for everyone, regardless of credit history.
At Circle C Auto Sales, we believe that owning your dream car should be within reach, even if you’ve had some credit challenges in the past. Our dedicated team is here to guide you through the entire car buying process and ensure your journey is enjoyable and stress-free.
We take great pride in our wide selection of dependable vehicles, all carefully inspected to meet our high standards of quality. Our inventory includes various makes and models, ensuring you’ll find the perfect car that suits your needs and preferences. Whether you’re searching for a practical sedan, a versatile SUV, or a sleek sports car, we have it all.
Not only do we offer a fantastic selection, but we also provide seamless financing options to help you get behind the wheel of your chosen vehicle quickly and confidently. Our team is well-versed in finding the best financing solutions tailored to your unique situation, so you can drive away knowing you made the right choice.
Experience the Circle C Auto Sales difference today by exploring our extensive inventory online or visiting our convenient location in Calhoun, GA. We’re here to support you every step of the way, answering your questions and helping you make an informed decision. Don’t let past credit troubles hold you back – let us help you drive off in the car of your dreams.
Contact us now or stop by Circle C Auto Sales in Calhoun, GA, and let our friendly staff assist you in finding the perfect vehicle. Your journey towards owning a reliable used car starts here.
Calhoun's #1 Used Car Dealership
Common Questions
Buy Here Pay Here (BHPH) financing is a unique form of auto financing offered directly by the dealership. With this option, you have the convenience of purchasing a car and making payments directly to us, eliminating the need for third-party lenders. At our dealership, we provide various flexible financing options tailored to your needs.
You can make payments online, over the phone, in person, and set up automatic debits.
Visit our Payment Center and pay with cash, card (credit/debit). No change available for cash payments.
Call 972-440-1010 to pay by phone Or Carpay at 1.877.922.7729.
Or CLICK HERE to Make an online payment. Create your account with your loan number (e.g., 001-7948) for a one-time setup. Contact our Payment Center for any assistance.
Absolutely! In most cases, you can take your chosen vehicle home on the same day.
Absolutely! We provide financing options to all applicants, regardless of their credit history. Our in-house financing process ensures that we consider your complete application, including the required documentation, to make a decision that suits your needs.
Yes, as part of our evaluation process, we may review your credit history by accessing your consumer credit file from one or more of the major credit bureaus. However, at Circle C Auto Sales, we prioritize your ability to pay and financial stability. We take into account factors such as your employment and residence history, rather than solely relying on a credit score, when determining a reasonable financing amount and payment and down payment terms.
By responsibly managing your Buy Here Pay Here loan and making timely payments, you have the opportunity to establish a positive payment history. Consistently meeting your financial obligations can gradually contribute to improving your credit score over time.
- Accessibility: Buy Here Pay Here financing provides an opportunity for individuals with less-than-perfect credit or no credit history to secure financing for a vehicle. Traditional lenders often have stricter credit requirements, making it difficult for such individuals to qualify.
- In-house Financing: With Buy Here Pay Here financing, the dealership acts as the lender, allowing for a simplified and convenient financing process. You can negotiate the terms directly with the dealership, making it easier to find a suitable financing option.
- Faster Approval: Buy Here Pay Here financing typically offers faster approval times compared to traditional lenders. Since the financing decisions are made in-house, the dealership can evaluate your application quickly and provide an immediate response.
- Flexible Terms: Buy Here Pay Here financing often offers more flexible terms, including down payment options, loan durations, and payment schedules. This flexibility allows you to customize the financing to fit your budget and specific needs.
- Credit Building Opportunity: By consistently making timely payments on your Buy Here Pay Here loan, you have the chance to improve your credit history. As the dealership reports your payment activity to the credit bureaus, responsible payment behavior can gradually enhance your credit score.
Serving Calhoun, GA since 2012
Handpicked Inventory for Your Peace of Mind
Hassle-Free Easy Financing Options
$100 for Any Referral Sold
Low Down Payment Options
We Get Almost Everyone Approved
OUR SERVICE CENTER
For all your vehicle maintenance and repair needs, entrust our esteemed service center. Our team of highly skilled technicians boasts extensive expertise, ensuring unparalleled care to keep your car in optimal condition. Count on us for top-notch service and reliable solutions to maintain your vehicle’s excellence.
SEAMLESS PURCHASE & PAYMENT EXPERIENCE
We’ve simplified the process of making your payment. You can make payments online, over the phone, in person, and set up automatic debits.
For a seamless car buying experience, please bring the following items on your next visit.
Valid Driver’s License, Picture ID, Proof of Residence (Recent electric, telephone, cable bill or bank statement preferred), Trade Title AND Registration (If trade involved), 5 Complete References, Current Auto Insurance Information, Insurance ID Cards.